HAPPY CINCO DE MAYO!! How much money am I going to spend today on margaritas? It’s no secret that drinking is expensive. And living in NYC, there are so many other things that cost money. You’re always either paying with time or money, and since no one ever has any time, the question is always how to save money. Recently, I started using mint.com, and I have not been more addicted to a website since I discovered Facebook. I have the app and I sign on twice a day. It’s that serious.
Here’s how you use mint:
- First, you import all of your accounts. So easy having everything in one place!
- Then you create settings so they email you every time a large purchase is made. What an awesome idea! You can keep an eye on your credit card security!
- Then, you go through every single transaction you made and you create categories. The OCD in me LOVES this step. Carefully put each expense in a category. Such a sense of satisfaction when everything is labeled!
Things are fabulous! Ease of use, fraud alerts, categories, color coding, SO FUN!
And it IS all fun and games until you realize that it’s your actual money and that your “net worth” (which is the largest number on the screen, front and center) is approximately $-100K in the hole. Not so fun anymore. Quick reminder here again not to go to law school. Cue self-hatred and regret.