Long Legs and other Personal Problems

Student Loans Part Two A

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I want to thank everyone for reading my LONG first post about my student loans. I received some great feedback in the form of comments here on the blog, and also in the form of private messages from across the country. It means a lot to me that you took the time to read it, and that you are grateful I opened the conversation. I was incredibly nervous to talk about this, but I know from the response I received that I made the right decision. I decided to definitely add an entry (after telling my own story) to address some of the questions and comments, so please continue to give me your feedback and your responses so I can talk about them in a few weeks!

This installment is the most personal one yet because I talk about the staggering amount I actually owe. I know that there are many of you out there who owe more, and some who owe less, but no matter the exact number, it has an effect on our decision-making and our futures. Therefore, I am splitting this entry into two parts, with the second one addressing the impact my loans have on my decisions, and the compromises and concessions I make in my daily life. This stuff is depressing, and this blog is not called #LongLegsBigLoans, so I will try to intersperse these with lighter topics. As always, please subscribe and I welcome all comments. Also, if you know anyone else struggling in silence (you probably do, if you look at the numbers), feel free to pass it along! Thanks for reading ♥

Part 2 (A) – Amount of Money; Loans on Loans on Loans

Soundtrack: Bills, Bills, Bills by Destiny’s Child

“Can you pay my bills? Can you pay my telephone bills? Can you pay my automo-bills?”

Student loans are a generational problem caused by a hat trick of terribles: 1. Higher education is now necessary to get any sort of high-paying occupation, which it was not during our parents’ generation. 2. Education costs a sh*tton of money. Tuition has gone up 538% in the past 22 years! And salaries have not followed suit. 3. Banks and the Federal Government know that, and take advantage of it by charging astronomical and stifling interest rates, and not forgiving loans when they originally said they would. Some states have taken it into their own hands and have actually sued FedLoan servicing over their unethical practices, acting as the enforcer when FedLoans has repeatedly mis–charged borrowers and refused to reimburse them. Even the Massachusetts Attorney General called them out on their “unfair or deceptive practices.”

So let’s say you don’t actually get overcharged and you are just being “rightly” charged an arm and a leg every month for the indeterminate future. This installment is going to be about the sheer quantity of loans people carry. There are a lot of numbers at the beginning, so don’t let your eyes glaze over. The math will be over quickly and then I will explain in laymen’s terms how terrible this all is while I listen to the “Songs to Cry Too” (sic.) playlist on Spotify. Spoiler Alert: there’s a lot of Ed Sheeran.

People are afraid to say the true magnitude of their loans, so I’m going to start by just straight saying it: I currently owe $92,907 in federal loans and $6,713 in private loans. Total Owed = $99,620. In a few months, it will undoubtedly be 6 figures. I finished law school with $86,702 in federal loans and $12,000 in private loans. Let that sink in, I went from $98,702 in loans when I graduated, to $99,620 at the current time, 4 years later, and I have made thousands of dollars in payments over the years. My federal loans have literally increased by over $6,200 despite the fact that I have paid hundreds, and at some points, thousands of dollars to them every month since I graduated.

The good news is, some states are trying to curtail this problem by offering free tuition to state schools (GO NEW YORK, GO!). The bad news is, there are no such programs for graduate school, and if you go to a grad school, you’re basically f*cked. Americans owe over $1 trillion in student loan debt, spread out among about 44 million borrowers. That’s about $620 billion more than the total U.S. credit card debt. Approximately 40 percent of the $1 trillion student loan debt was used to finance graduate and professional degrees. Also, the interest rates on grad loans are higher.

There may not be any state-funded programs for grad schools, but there are still some scholarship programs or merit-based options. I received $39,000/year in scholarship from Brooklyn Law School. That means that if I did not have that scholarship, I would have completed law school with a whopping $216,620 in student loans. Just think about that for a second. If I did not have scholarship, I would have left school with the amount of loans that could pay for a nice, suburban home.

I cannot believe I just admitted that I had that much money in loans. As you read in Part One, one of the major emotions associated with loans is shame. But really, why?? Everyone has them. Or at least 70% of us do. What about the people who didn’t have scholarship? I was almost one of those people. I applied to 10 law schools, and I was accepted to 7. Many people suggested that the decision was simple: go to the highest-ranked one. For me, that was Boston University, ranked 20 at the time. Top 20 school, they said. No brainer, they said. However, BU didn’t offer me any financial aid. I decided not to go there, and that decision was based solely on money, not at all based on the fact that I saw a roach when I toured the building. (Ok, the roach probably made an impact, too.)

In hindsight, especially since I do not work in law anymore, I think I made the correct decision. But how would I have known that for sure at the time? Anyone I asked advised me to go to a better school, one that would improve my marketability, and therefore improve my job prospects, and therefore would improve my earning potential. When I was applying to and choosing between law schools, the conversation of student loan repayment almost never came up. In hindsight, that seems incredibly short-sighted and a bit unbelievable.

I was speaking with a friend who does not have any loans recently, and I was pitching the idea of writing about this topic. I cited a few vague statistics, noting that I owed about $100K, and that I had a combined $120K in scholarship. He looked at me like I had 5 heads, and he said, “What? That can’t be, that means that people can graduate from law school with over $200K in loans!” It seems crazy, but it is entirely possible. Brace yourself for some more math here; it’s basic, don’t worry. Tuition is $50K/year., which means 3 years of law school = $150K. That leaves only $50K for room and board for 3 years if you want to leave school with only $200K in loans. That means $16,666/year. Let’s say you live in a modest apartment in New York with roommates, for about $1,000/month (what a great deal!). That means your rent is $12,000/year, not including utilities, and that leaves you $4,666/year for food, utilities, metrocard, oh, AND BOOKS. Which can be $1,000/semester. Basically, there is no way you can get out of law school with only $200K in loans if you don’t have scholarship. And then school ends and the interest hits you.

Last year, my dad was asking me questions while filing my taxes (thanks again, daddy!), and he asked me, almost incredulously, “you didn’t happen to pay over $2,500 in interest on your loans this year, did you?” I basically laughed in his face. OF COURSE I paid that much in interest! Thankfully, the one place student loans come in handy is when you do your taxes, thanks to the big break you get for interest. But the fact that my own father had no idea that literally ALL of my payments I make toward my loans go ONLY to interest, shows the ignorance that most people without loans have about them. Last year I paid $5,500 toward my federal student loans. Of that, $5,500 of it went to interest. That’s right, all of it. Here is a screenshot of my payment to my federal loans from June of this year. $462.32, $0 of it applied to the principal.

But this brings me to my next obvious point: the reason some people cannot empathize is because they do not have any first-hand experience. I talked about this in Part One dealing with emotions, so I won’t say much about it here, but those who do not have loans just don’t think about it. Their world doesn’t revolve around these monthly payments, so they don’t realize just how much of a lead weight it is for so many people.

I have one friend who told me she used to pay student loans 8 separate times throughout the month until she consolidated them recently. Talk about a constant reminder. She was basically hemorrhaging money EVERY FOUR DAYS. According to CBS Money Watch, students typically end up with five to seven different loans at graduation. Each one can be for a different amount and carry a different interest rate.

I have another friend who told me her monthly student loan payment is higher than her mortgage. She lives in Utah, but STILL. For those of us not in Utah, or those of us without spouses, how are we supposed to purchase homes, build families, or become independent humans, when we are paying ridiculous amounts every month just to stay above water? It really is a huge problem.

THE MOST DRAMATIC BLOG POST CONTINUES NEXT WEEK!! Stay tuned and subscribe; next week I will explain the small and big ways I try to save money to stay above water, as well as the huge life decisions that will be impacted by my student loans: career, family, home, retirement, basically everything. The following installment, I will tell my personal story about which repayment plans I have opted into, and out of, and how I am using free credit card offers to pay off my private loans. $$ FREE MONEY! $$

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Big City Living

New Yorkers and the Side Hustle

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New York is filled with interesting people. Master of None did an episode in Season 2 called “New York, I Love You” where it explored the lives of the people we pass in our everyday lives: the taxi drivers, the guys who sell you your breakfast sandwich at the bodega, the doormen. But the reason I find New Yorkers fascinating is because even the people you see in their normal jobs, they all have a side hustle. I consider myself the Queen of the Side Hustle. I deserve a crown. For a while, I was even taking surveys online just to get free Starbucks gift cards. Most recently I joined Influenster in the hope that they send me free products. Hopefully I’ll start instagramming them soon.

New York is a tough place to live; the average price of a one bedroom apartment is $2,700/month, $3,000 if you only look at Manhattan. One job just won’t cut it. The New York Post recently wrote about it, as did CNN. CNN reported that over 44 million Americans have side hustles. Roughly the same amount of Americans who have student debt. I wonder if that’s a coincidence. But this multiple-jobs-just-to-keep-a-roof-over-our-heads lifestyle is what makes us all interesting. And multi-faceted. And tired. But that’s for another post.

Here are a few things I know people do as side hustles: uber driving, waitressing, bartending, lululemon educating, blogging. Oh, and of course group fitness. Don’t get me wrong, there are some people who do all of these things full-time. But it’s more likely that people cobble together multiple things to make a living. Waitress/Actor. Or is it Actor/Waitress? Does it make a difference?

Even the people who don’t think they have a side hustle often have one, but they call it a “hobby,” like investing. As far as I’m concerned, if you spend a few hours a week on it, follow finance blogs, have a special tweet deck for finance, and it makes you some mulah, it’s a hustle. Cough Cough Emoji BF Cough Cough.

One of my coworkers who just started at my full-time job kept one shift a week at her old job, bartending at a bar/restaurant/karaoke spot. She only works on Friday nights, but the extra cash she gets pays for her expenses for the week. Plus, it can be fun to meet people at your side hustle! People whose paths you probably wouldn’t otherwise cross. It’s fun for me too, because I can visit her and sing karaoke to my heart’s desire. It’s always helpful to know a bartender in New York. The problem is, she also works at our full-time spot on Fridays. That means her work day is basically 9 am to 4 am, 7:30 am to 5 am if you include the commute. WOAH. In what other city is working 22 hours normal? But I can’t judge, I do it too!

For a while, I was flipping clothes. I know you’re thinking that is ridiculous, but there is a HUGE second market. I would go to SoulCycle sample sales every time they happened, and I would go as soon as they dropped prices a second time. I would scoop up ANYTHING lululemon brand (they had other brands, too, but ew), and then I would sell it on apps like Poshmark (SIGN UP WITH MY CODE JLDNQ for $5 off!) and Mercari (SIGN UP WITH MY CODE FDXTKW for $10 OFF)! as “NWT” or, New With Tags. I turned hundreds of dollars in profit! It took time to take the photos, post them, monitor the listings and re-post them to my followers. And of course it took time to pack and ship them, but it was worth it!

Another side hustle of mine: retail. Two years ago, I worked at lululemon for a holiday season. I won’t lie, I did it first and foremost for the discount. Also, I liked the company and its goals. (Read: I drank the luxtreme koolaid.) When I had my interview with the manager, she asked me if I was sure I wanted to do this, and made sure I would have some semblance of a work-life balance. She only let me work Fridays after my other job and Sundays, insisting I took Saturday off. Most other companies wouldn’t give a sh*t about your “balance” from another job, but I did appreciate having that one day to myself every week. In fact, working at lululemon was one of the highlights of my past few years. As I’m sure you know, I have a passion for fitness, and it was fun to just chat about workout clothes and new niche studios with customers (also have some of my classes comped!) and get paid for it! My Fridays often went from 8 am to 10 pm, but I found myself looking forward to it. Having a side hustle is a good way to get out of the daily 9-5 grind and to keep yourself on your toes.

My main side hustle is being a fitness instructor. I’ve had that side hustle fitness job for 11 years and counting, through undergrad, “unemployment,” law school, lawyering, and now, my #JewJob. When I started, it was my only job, on the side of being a full-time student, but it was fun to have extra cash in my pocket, and it was also fun to see people at the bars who recognized me from my classes. I felt like I was semi-famous. In NYC, I get paid 3 times what I was paid to teach in Florida. Granted, my rent is more than three times as high. Also, since February, the YMCAs of Greater New York centralized their subbing system online so I can pick up classes at gyms throughout the five boroughs. If I need some extra cash, I pick up an extra class! Who am I kidding, I ALWAYS need extra cash (did you see my ongoing series about my student loans?!) and I am always looking for an extra workout. I pick up every class my body and schedule allows! The best thing about this particular side hustle is that it also good for my health. That’s a win-win. Until I sprain my ankle again.

Do any of you guys have a side hustle you enjoy? Can I join it? A penny saved is a penny earned is a penny saved. Or something like that.

 

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Fitness

CPXperience at Sky

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Friday night I died 5 times. But here I am, risen from the dead, very sore, and here to tell the tale.

Backstory: I heard about a gym called Ripped from Well and Good (review coming at another time), and at the class last Tuesday, the trainer, Courtney Paul, plugged this “super fun fitness event” he was hosting on Friday. He said the venue would be “bougie AF” and there would be “lots of hot guys there.” I was intrigued. Then he said it was FREE. My favorite price. So I RSVPed. But then I got terrified and so I invited 10 of my closest fitness buddies to come with me, and out of 10, one said yes. Shout out to Mary, my ride or die. Mostly die.

This event was a collaboration of Life Time Athletic at Sky, with Courtney’s special fitness baby called CPX. As he asks on his website, “are you ready for the CPXperience?” Honestly, I wasn’t sure if I was. But his Instagram made it seem like it was going to be cool, there was a post-workout pool party, and I was interested in seeing the outside, all-turf space, 11 stories above ground. Plus, it was a breezy 70 degrees so I couldn’t even use the weather as an excuse. Oh, and did I mention it was FREE? I did.

But still, I was intimidated. Courtney was featured on the Bravo show Work Out New York, and he can sometimes be fun and playful, (lots of sexual innuendo), but can sometimes be f*cking terrifying, screaming at you to get your treadmill to 9.0 MPH for the sprint or he will do it for you. Luckily there were going to be no treadmills on Friday night, so I felt a little bit more at ease going into it.

A little about the workout: CPX is an “ultimate fusion of body conditioning with a circuit flare.” He says on Instagram that it is meant to “redefine HITT.” HITT is usually used in the military as “high intensity tactical training,” and I’m not sure if he really meant HIIT, or “high intensity interval training,” but either way, it was definitely high intensity. His workout (and he) has been featured in a lot of articles and magazines, you can see some links here on his website.

I arrived at Sky, where I went in a revolving door to a bougie AF lobby (he was not exaggerating). I had to sign a waiver on an iPad, check in, and receive my wristband. I felt so official. Mary and I took the elevator to the 11th floor, where we were some of the last to arrive, as usual. We grabbed mats and resistance bands, Mary got a complimentary energy drink, and we set our mats at the very back of the AstroTurf in the corner. I would ballpark about 80 people there. Not too shabby. The music started bumping and we started squatting. A lot of Courtney screaming in the microphone to keep our weight in our heels, and what seemed like 3 hours later, we moved away from legs, and on to abs. I think in reality, it was only 10 minutes. For the next 25 minutes we did squats, lunges, plank walkouts, butterfly kicks, crunches, etc., then we grabbed our resistance band for upper body toning. We did 10 minutes of bicep curls, upright rows, tricep kickbacks, partner rows in squats, etc. Finally, I thought we were getting a break. Joke was on me. We dispersed to the areas surrounding the turf where they had various benches and couches. They were not for sitting, though. They were for tricep dips, step-ups, and squats. For some reason this was my favorite part. Maybe because I just like being in proximity to seats.

We capped off the workout with some partner patty-cake planks, and partner core exercises. Check out my boomerang! Clearly staged, since I am smiling. I am a wuss and I probably stopped and didn’t do 10% of the workout. But to be fair, every time I looked around, there were always a few people taking breaks. That’s the nature of an interval class. Work as hard as you possibly can, then take a break when you absolutely must. I woke up the next day with a lot of different, obscure muscles aching, so I would say it was a success, even if I only did 90% of the workout. Ok, 85%.

Anyway, the workout was over just as the sun was setting, the apartment building/gym lit up, and we proceeded to the pool for the after-party. I had packed a swimsuit just in case, but it was a little too cold to hop in. The pools had an amazing view of the Empire State Building, PLUS they had one of those massive blow-up swan/flamingo floaties. (Check out Courtney flailing around on his Instagram after I left, LOL) I was very tempted to go in. Oh, AND they were hosting the 2017 Ultimate Hoops National Tournament. BALLIN’! It turned out this was a fancy-type bougie club. Too bad I was in spandex, with no makeup and covered in sweat. Also, the drinks were $16/piece. We stuck around for a bit for some Class A people-watching, saw some people (bball players?) getting interviewed on the step and repeat, then we took a photo of ourselves, duh, and found a place with more reasonably priced cocktails (read: cheap margaritas).

Overall, it was a successful FREE night of fitness in beautiful weather, and Calvin, the Studio Manager at Life Time Athletic gave us a free pass to try another one of their classes. I will definitely be taking him up on that! Go check out Courtney Paul’s CPXperience if you wanna get your butt kicked.

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Long Legs and other Personal Problems

Student Loans Part One

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Welcome to a three-part series about student loans. This is not financial advice. This is a summary of my personal experience, my feelings, and how I have dealt with this very big problem (pun intended). I got the idea to write about student loans from one of my friends who comes to my Spin class. She said, “I have an idea for your blog. Maybe I’m the only person who would be interested in it, but since you are a non-practicing lawyer, I would definitely love to hear what you have to say about student loans.” Here’s the thing: she is NOT the only person interested, because SO MANY OF US HAVE THEM. It’s unbelievable how large of an issue this is for our generation, and yet so few of us actually talk about it. The first rule about student loans, is don’t talk about student loans. JK, the first rule is to pay them because if you don’t your credit is screwed for life. Some credit blogs talk about it, but in the real world, it’s an unspoken ever-growing elephant in the room.

When I started brainstorming what I would write on, I realized I had SO many thoughts. In fact, I have way too many for one post. Therefore, this will be a three-part series with possible follow-up to address comments and questions. Part one, below, deals with the emotions associated with student loans. Part two will deal with the sheer quantity of loans, the weight it puts on me/us, and how it changes my/our behavior. Finally, part three will deal with my own personal story of loan repayment, the multiple payment plans I have opted into, and out of, and it will include some advice that I have (thankfully) taken from my very financially-savvy emoji-faced bf.

This is a bit more serious than my typical blog posts, and more personal for sure (I’m going to tell you how much I owe!! GASP!), but I hope to be helpful by at least beginning the conversation. If you have any comments, if you want to empathize, if you care to sympathize, or if it just plain makes you mad, please please leave comments. Misery loves company.

As they said on Real World, “this is the true story… when people stop being polite and start getting real.” Without further ado, my semi-interesting take on a super taboo, off-limits topic. Maybe I’ll even help someone.

Part 1 – Emotions

Soundtrack: So Emotional by Whitney Houston

“I get so emotional, baby, every time I think of you”

When I started to consider the real possibility of writing about loans, my first thought was, “will anybody care?” As I said above, there are a huge number of us young professionals, especially in New York City, who have student loans, so why don’t I hear about it? I recently was talking to a friend about how it seems that everyone on my Facebook is going on extravagant vacations, and I’m just drowning in debt. Last week alone, my Instagram feed featured 1 friend in Italy, 2 friends in Greece, 3 friends in Croatia, 2 in Austria, 1 in Iceland and 1 in Bali. WTF? Why wasn’t I going on extravagant vacations? Oh yeah, student loans. Even if my payments were only $200/month (LOL I WISH), if I didn’t have them, I would have an extra $2,400/year to travel the world! That brings me to my first emotion: FOMO (fear of missing out). Next week I will talk about how my spending habits are affected by my loans, but suffice it to say, I don’t take any extravagant vacations.

My friend reminded me that this FOMO is the unfortunate consequence from the nature of social media: people post the highlight reel. No one posts about student loans. She was 100% correct. As I started to pitch the idea of this post to a few friends, it turned out there were many more drowning-in-student-debt millennials in my circle than I originally thought.

But also, why DOES no one post about student loans since it’s such a huge problem? The answer is: it’s fucking depressing. There, I said it. Who the hell wants to talk about the fact that we are all so broke that we will never be able to purchase homes and we will have to put off having kids until it’s possibly too late, etc. etc. More on that in Part Two of this trilogy. But the point is, there are a lot of emotions surrounding student loans, and it’s not an easy concept to grasp for the 30% of the population who does not have loans. For those of us who do, we just suffer in silence. I was going to call us, the loan-havers, “the haves” and the others as the “have-nots,” but it doesn’t seem right to say that people with $150K+ in loans, HAVE anything. Besides anxiety.

When I first started dating my emoji-bf who I am not allowed to talk about at all on this blog, hence the emoji, I HATED talking about money. Dreaded it. Every time he would bring it up (which was a lot, he’s a finance guy), I would completely close off. Sometimes I would literally scream, “Alexa, bedroom off,” and our lights would go off, and I would turn away from him in bed and refuse to speak to him. Over the past two years, he has worn me down, and we now talk candidly about money pretty frequently. In fact, you will see some of the knowledge I have gleaned by finally listening to him in Part Three of this series. I was mostly shying away from the topic because I was ashamed, but also because I felt he couldn’t relate.

Now, I am about to break the “don’t talk about your bf at all” rule here, and I will put him out there, so to speak: he doesn’t have any student loans. Why does that matter? Because it makes it really difficult for him to understand me and relate to my feelings about the loans. Don’t get me wrong, he gets the idea of loans. In fact, he probably (read: definitely) understands them more than I do. He understands interest rates and consolidation, and he even knows what the abbreviation APR means. True confession: I still don’t know. Scratch that, it means Annual Percentage Rate. I just googled it. Anyway, even if he does know all those fancy words and complicated numbers, he still doesn’t get it get it. Or rather, he doesn’t get ME.

Having students loans to pay, especially loans of this large quantity, is not like having an electricity bill to pay, or a car payment. There is a lot more involved. Some of the emotions involved with loans: anxiety, dread, fear, helplessness, shame, regret, isolation. Just to name a few. A lot of these are interconnected, like the anxiety of having so many loans hanging over your head is combined with the dread that you will never pay them off. Also, there is a certain fear that you will be tied down forever, and of course, the constant fear that you will default if you lose your job, which will ruin your credit, or the fear that since you are forever-indebted, you will never be able to have a house or a family. There is even the fear and guilt that if you die, your family will get stuck having to deal with them. Yes, I’ve looked into this, and luckily, according to the U.S. Department of Education, if the borrower of a federal student loan dies, the loan is automatically canceled and the debt is discharged by the government. Unfortunately, this doesn’t apply to private student loans, but that’s a whole different story. At least there’s that to look forward to: the sweet release of death. JK. Sort of. And then of course there is the fear that no one will ever want to marry you, because they are marrying your debt. As if being single isn’t hard enough in NYC, AMIRITE? Sigh.

And then of course the embarrassment. This isn’t a “woe-is-me, this happened to me without my knowledge” sob story where I want you to feel bad for me. But that almost makes it worse. There’s a certain shame and embarrassment associated with the fact that I got myself into this situation by my own choices. It’s not that I unexpectedly had children I need to support, or I fell ill and I have medical bills I can’t pay. I made my own bed here. There are no ifs ands or buts about it. So now here I am, trying to figure out how to deal, but doing it alone. I was recently told about a podcast with WNYC called Death Sex and Money. They did a two-part series on Student Loans and the huge secret they are. They had a higher response than they ever have before, and everyone was keeping it a secret. There was a guy who called in from his car. He was a successful engineer raising a family, making 6 figures and he still had over $100K in loans. His wife didn’t know. His friends didn’t know. It was a huge scary secret.

All of these emotions combine to create a sense of helplessness. There is a certain feeling that you have dug yourself into a hole and there is simply nothing you can do about it. Part of that is true, but part of it isn’t. I will address what I am doing to try and dig myself out in Part Three of this series. Moreover, there is a unique shame associated with having so many loans, especially since no one talks about it. We know our parents don’t have it, so why us? It must mean we did something wrong, right? It must mean we made some wrong decisions along the way, right? And that’s where the next hard-hitting emotion comes in: regret. Lord knows I have a lot of that. Here I am talking about being weighed down by law school loans, and I don’t even practice law!! Do I regret it? EVERY DAMN DAY.

And then there is the isolation. But here’s the thing: it’s not our fault and YOU ARE NOT ALONE!! According to Forbes, tuition and fees have risen 538% since 1985, outpacing the Consumer Price Index by over 400%. Now more than 70% of students graduate with loans and outstanding student loan debt totals $1 trillion. And tell your parents to shove it, because they just cannot understand. Ok, maybe don’t tell them that, but it really is a problem that is unique to our generation.

How much money are we really talking about here? And how do I manage to live while facing these astronomical numbers hanging over my head like a depressing dark cloud? As they do in my favorite show, The Bachelor, I’ll save that for next week, when I will reveal the actual total amount of money I owe in student loans, in the MOST DRAMATIC BLOG POST YET.

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Big City Living, Miscellaneous

Solar Eclipse of the Heart

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In case you live under a literal rock and never come out, yesterday there was a full solar eclipse across the United States. A solar eclipse is a celestial event in which the moon passes between the sun and the earth, and blocks the sun from view. We are in a unique position on Earth because it only happens because the sun is 400 times the size of the moon, and also 400 times further away. No other planet can enjoy this phenomenon, not  like anyone is planning to travel to Neptune any time soon (remember when we had a space program? LOL). Anyway, if you are in the path of totality, it gets dark like nighttime in the middle of the day, and it lasts approximately 2 minutes and 40 seconds. A LOT of people I know traveled long distances to see this awesome event, the first full eclipse in the USA since 1979.

I didn’t leave the state (or the city), and unfortunately, we were only able to see a partial eclipse from New York City, but it was still a pretty amazing experience. One of the best things about this eclipse, IMO, was the full-out frenzy for eclipse glasses. According to NASA, you should never look directly at the sun (duh), so you needed these “ISO 12312-2 compliant pair of these special shades!” Quote from NASA, not me. There were different vendors like Warby Parker, and certain public libraries that were giving them away for free. There were some satirical conspiracy theories about how it was all an Amazon scam to get people to buy them. Again, in case you live under a rock and haven’t seen a million photos of these on social media, they basically look like the crappy paper glasses they used to give out at 3D IMAX movies, the ones that never actually stayed on your head, before they started using the actual plastic, recyclable ones. FYI, if you have extra eclipse glasses after yesterday, you can click here and learn how to donate or recycle them!

I loved the people crowdsourcing for eclipse glasses on Facebook and Twitter. Who knew we all loved astronomy so much? Honestly I hadn’t thought much about it since my Astronomy for Dummies class, freshman year of college to satisfy my GenEd Science credits. But as Monday got closer, my social media followers and followees starting ramping up for the eclipse, and I am totally guilty of getting wrapped up in it.

When I got to the office, I immediately went to NASA’s facebook page, where I heard they would be live broadcasting starting at 11 am. As the countdown to the first totality in Oregon went down by each second, I got more and more excited. I originally didn’t care about procuring glasses, I figured I’d just look straight at it, like an idiot, or use one of the other ingenious contraptions to see the sun’s shadow. Of course, I didn’t bother to make one of those contraptions. Once I had the NASA live feed up, I started to worry about not having the correct equipment. I walked down the hall in my office to ask around to see who had super special 3D movie glasses. THANKFULLY, a girl whose father loves science sent her 5 pairs. I made sure to have her come pick me up on her way to watch.

As the morning went on, my best friend on the west coast was sending me photos of the partial eclipse in Seattle, where she is, and of the total eclipse in Oregon, where her friend with an amazing photography hobby was. I was giddy with excitement. When I got outside, I was not disappointed. The sidewalks were filled with people with all different viewing contraptions, from cereal box pinhole viewers, to double paper plates, some colanders, a printout from the NASA website, and of course, the handy-dandy 3D movie/eclipse viewing glasses. Regulation, as per NASA.

Overall, I was incredibly impressed. It left me super jealous of my friends who traveled to see the totality, and I’m already thinking about how to get to Texas or Maine on April 8, 2024, when the next total solar eclipse is visible in North America.

My favorite part of the eclipse was possibly the social media aftermath and memes. And of course the fiasco and ridiculous memes after our Commander in Chief looked directly at it. Some of my favorite tweets:

https://twitter.com/thetylersopland/status/899701811166158848

 

https://twitter.com/lewiscurtwright/status/899703369861877762

And of course, some of my own. My memes were fire:

Other non-social media highlights of the eclipse:

  • Leaving the office for 15 minutes in the middle of the day, with an excuse no one could argue about.
  • The temperature dropped for a few minutes. Any respite from this heat, I will appreciate.
  • I got to socialize and meet other people in my office building, and strangers on the street.
  • Seeing Bonnie Tyler’s Total Eclipse of the Heart go to #1 on the iTunes chart. That’s a 2,859% increase in the U.S. and an 827% increase globally.
  • Seeing New Yorkers, in general, socializing with one another.
  • Looking at the packed streets in midtown via social media.
  • Forgetting for two short minutes that our entire country is going down the you-know-what.

Now back to our normally scheduled programming of antisocial behavior, looking down at our phones instead of up to the sky, and shielding our eyes with expensive shades instead of free paper ones from the library. Until next time in 2024!!

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Big City Living

NYC Date Night

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Saturday I went on the most epic NYC Date Night. Spoiler alert, Broadway was involved. This is my first blog post where I actually rave about living in New York, so get excited.

Back Story: My bf told me I am not allowed to write about him on this blog (hence why I always cover his face with an emoji), so I won’t give much detail about the back story. But, suffice it to say, I had not spent any meaningful amount of time with him in weeks, unless you count hours of sleep, and I told him he owed me a date night. If you don’t say what you want, how will you get it, AMIRITE? My emoji-bf’s idea of a date night is almost always the same: dinner at a restaurant where the cheapest aperitif rings in at approximately $25 and you are expected to have a glass of wine to pair with each course. Now don’t get me wrong, I can appreciate a good meal every once in a while, but I’m more likely to appreciate a dinner at the Meatball Shop, where I can go Balls to the Wall and still end up with a total bill of $20. I simply told my emoji-love-of-my-life that a fancy dinner would not do for date night, and I wanted to do a “fun activity.” I was thinking mini golf. Maybe bowling.

But no, he ended up surprising me with tickets to Book of Mormon on Broadway, and a dinner afterward! With 4th row orchestra seats. It was amazing.

If you are an avid longlegsbigcity reader, you know by now that I complain about New York more often than I rave about it (disgusting hot summers, terrible rainy days, smelly, non-air-conditioned subways, mystery slush lagoons in the winter). But I must say, Saturday was a day where I was incredibly thankful to live in the city that never sleeps.

Here is a rundown of the day that made me fall in love with NYC again:

Morning: I taught a spin class in my neighborhood, meaning, 30 blocks away. It was hot so I hopped on the subway (free with my unlimited Metrocard) and for once, the train came on time. I got there in 10 minutes. I made $50 and got my workout in. I picked up my new spin shoes on the way home, at the bicycle store that is conveniently located on the same street where I live.

Afternoon: I did 4 loads of laundry while I tanned on my rooftop. I am one of the lucky New Yorkers with both laundry in the building AND a rooftop for tanning. More on the #RooftopDweller Lifestyle later this week.

Later Afternoon: I asked Emoji-BF what I was supposed to wear for later, since he had told me he had planned a surprise date. He said “semi nice” which is not a thing. So I asked him more specifically and he said “we are going to see a show.” Keep in mind, he had never been to a Broadway show before, so I wasn’t sure if he meant show like, comedy club, or what. I showered and put on a sundress, and we walked to my sister’s house to hang out. Did I mention my sister and her husband live 11 blocks from me? It took us 10 minutes to get there by foot. Another great advantage of NYC.

Evening: E-BF (“emoji boyfriend”) called a Via and the two of us got down to midtown for $5.95 total. (Use my code to sign up for Via, and you can get super cheap rides too!! Use the code emily5s6e to get $10 free!) Anyway, we got to midtown and he handed me a ticket for Book of Mormon. I was ecstatic. Not only had I wanted to see that show for years, but we are going to Utah in 10 days! Perfect time to brush up on my Mormo-trivia. Not a typo, I call them Mormos.

Anyway, we entered the theater and the ushers told us to proceed down the aisle to the “front section usher.” What?! OUR TICKETS WERE IN THE FOURTH ROW. Guys, these seats were amazing. It turns out that there were 3 seats together, and they were still available that morning because you are not allowed to book 2 seats together on Ticketmaster when only 3 are available. However, E-BF tricked the system. He reserved (but didn’t purchase) one ticket, which holds it for up to 8 minutes, and doing so opened the other 2 up for purchase. Then he opened another browser window to purchase. BAM. I date him because he is so stinkin’ smart.

The show was absolutely AMAZING. Probably one of my favorites I have ever seen. And I have seen a lot. In order of most recent to least recent: Fiddler on the Roof, Porgy and Bess, Jersey Boys, Chicago, Aida, Riverdance, Bring in Da Noise Bring in Da Funk, Miss Saigon, Phantom of the Opera, and possibly more that I don’t remember. Anyway, HIGHLY HIGHLY HIGHLY recommend The Book of Mormon. I was laughing out loud within 1 minute of the curtain rising. I was smiling the whole time. My face literally hurt by the end. And the songs were so catchy, I have been listening to it on Spotify ever since. More importantly, I feel completely prepared for Utah.

Minor spoiler alert if you know absolutely nothing about Book of Mormon. The main characters, Mormon missionaries, get stationed in Uganda for their mission. This was a tiny bit awkward since my boyfriend is of African heritage. They make fun of African issues in a very satirical way, but it goes on for quite some time. Aids, people who think they can have sex with virgins to get rid of their Aids, dysentery, war lords, etc. I think E-Bf was a pretty good sport, but there were a few times I was worried to look over at him. He was born in New Jersey though, so I thought I was pretty safe. Maybe less safe at Jersey Boys.

When the show ended around 10:25, we were hungry and guess what, it is NYC so every single restaurant was still open. We went to Dutch Fred’s for dinner, one of E-BF’s fav spots. Then we took another $5.95 Via home.

What a successful NYC day/night. In what other city can you just decide on a whim at 11 am that you are going to buy tickets to a world-class production for that current day and take a 10 minute, $6 car there? Sometimes it’s really cool to live here.

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Fitness, Long Legs and other Personal Problems

So Sore

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Guys, I am so sore. I don’t think I can clearly express this feeling. I am basically immobile. Here’s what happened: Tuesday, I was going to see a free movie pre-screening with a friend after work (shout out Fatima for the free pass, and shout out Ryan Reynolds for being so adorable). Since I knew I couldn’t go to the gym after work, I decided to go to a 6:30 am class that my friend Hannah was teaching. I used to teach this same exact class, Les Mills Grit, at 6:30 am on Thursdays. But then I found my sanity, realized that it did not make rational sense to wake up at 5:30 in the morning, and I gave my class to Hannah. She now teaches at that ungodly hour TWICE A WEEK. She is a stronger person than I am. In more ways than one. Anyway, I met her outside her apartment at 5:30 am, in the dead of night, and we took the subway down to Brooklyn. Les Mills Grit is a high intensity interval training (HIIT) workout, and the strength version of Grit uses a barbell, weight plates, and body weight to improve strength and build lean muscle. In theory. In REALITY, what it does is KICK YOUR ASS. And your quads. Mostly your quads.

Yesterday, Wednesday, I was incredibly sore so I went to Peloton (remember my blog about that place?) in an attempt to shake out my legs. I was planning on having terrible stats, since I could barely move. I actually ended up performing incredibly well, top ten in the class, and beat my personal best overall output. This was mostly because my legs were physically unable to move quickly, so I just ramped up the resistance. Today, my legs are EVEN WORSE.

Here are a few things I am unable to do, thanks to being a cripple:

  • Walk. Now it’s more like a wobble. Or waddle. I swear I used to be able to walk without looking like I was wearing a full diaper.
  • Use the bathroom. It’s going to be an uncomfortable week doing the pee-pee dance until it is ABSOLUTELY necessary. Maybe I SHOULD wear a diaper.
  • Pick things up from the ground. If I drop something, I am considering it a “pay it forward.” Maybe I’ll make someone’s day. Unless It’s a dollar. Then I will struggle.
  • Stand up from a seated position. I need handicapped railings at my desk. STAT.
  • Bend or crouch.

So basically, all I can do is sit. And I can’t get up. I’m like the woman on that Life Alert commercial from days of yore. 1987 to be exact. If you need me, you know where to find me. Exactly where I was when you left me.

 

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Miscellaneous

My Week as a Full Time Slave

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I spent the last week in Broomall, Pennsylvania, helping my mom out after she had a hip replacement surgery. Or in her words, I have spent the past week as a “full-time slave.” But TBH, this is not fair, because she is recovering incredibly quickly, and she really doesn’t need full time help at all. I did do 6 loads of laundry over the course of a week, but with my excessive amount of gym clothes, that’s not much more than a normal week for me.

By the time I arrived, 8 days post-surgery, she had already graduated from a walker to a cane, and she was walking around without much help at all, albeit at a slow pace. Also, she bought a grabber* from Amazon so when she dropped things, she could pick them up herself. Once she found where she had left her grabber, of course. We hung out at home, watched The Handmaid’s Tale (WTF!?), I read and finished a book (The Light We Lost, by Jill Santopolo, HIGHLY recommend), we ALMOST finished a 750-piece puzzle, AND we did crossword puzzles every day.

But we also left the house! We went on a lot of adventures to the mall, to the library, to a yard sale, to Moe’s (WELCOME TO MOE’S!), to Rita’s for 99 cent custard, to Staples, to Ross; basically we did a lot of shopping and eating. And a LOT of walking! She added on 500 steps/day on her fitbit, and by the time I left, we were up to 7,500/day! She was a walking machine.

However, there were definitely still things she needed help with, and I was happy to help. I don’t take my working body for granted, especially since I tend to sprain my ankle at least once annually. But this experience definitely opened my eyes some more to what would happen if I needed help because my joints weren’t working at 100%. What would you not be able to do if you couldn’t bend more than 45 degrees? Here’s a short list in all of its hilarity:

  • Dry the bottoms of your legs. Nothing like having wet calves. Drip dry anyone?
  • Shave the bottoms of your legs. I’m now a pro. Also, I have learned that I shave OTHER people’s legs much more carefully than I shave my own. On my own, I usually miss an entire strip of hair. Or 3.
  • See anything on the bottom shelf of the refrigerator. It was a true (smelly) adventure going through the contents of the bottom shelves. And don’t get me started on the contents of the drawers. The grabber couldn’t slide them open.
  • Carry heavy things. This was my second workout after my free trial pass at Anytime Fitness. Did you read that blog post?
  • Put on socks and shoes. To bunny ears, or not to bunny ears? After 25+ years of tying my own shoes, it was backwards and took me a few times tying my mom’s to realize it was the same as when I tie a hair ribbon in my hair. Which I still do at least 3 times a week. Yes, I am 30.
  • Pick up a roll of paper towels. Again, grabber was no good here. Maybe we should return it to Amazon.
  • Drive. This was a big one. It is rare that a New Yorker who has not driven in almost a year is the driver of choice, but by process of elimination, it was true. I think I make a damn good chauffeur, too. Maybe my mom is even starting to like hip hop. Maybe not. I was jammin’ to Q102, Philly’s #1 Hit Music Station. I think I finally know all the words of Despacito.

Anyway, my life of servitude has officially come to an end, and I am back in NYC, the smelly land of rotting garbage and effed up public transit due to drunk people on the train tracks. Unfortunately, this also means I need to start paying for my own meals and clothes again. I’d do someone else’s laundry for free shopping trips any day of the week. Hell, I do my bf’s for free! Should I move back home? Thoughts?

*”grabber” (n.) (gra-ber) – a term of art. Not its given name according to amazon.

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Fitness

Joining a Gym for Free

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I have been a gym rat for 12 years now, but also, I have basically always been poor. At least since I was 18. As of yet, my mint.com has not saved me the thousands of dollars I had hoped, so meanwhile I’ve perfected the art of joining the gym for free or for a reduced price. Most recently, I was in Pennsylvania helping my mom after she had a hip replacement (full blog on that coming soon), and I needed somewhere to work out for 7 days! So how did I do it? There are two key components: research, and lies. And a bit of persuasion.

The ultimate #winning move for a free gym has been teaching fitness classes. Not only do I get to use the gym for free, but I also get PAID to work out. Clearly this is not an option everyone would like to take advantage of, but if you want to talk to me about becoming a fitness instructor, I’d be happy to chat with you. There are basically only advantages. Anyway, if you don’t want to work out in front of 30 people, and talk the whole time, here are my ways to join a gym for free.

My first place I scope out is always Planet Fitness. Technically, they are $10/month and there is no commitment. However, they have been getting smart recently, and now there is a $69 initiation fee and a $39 annual fee, even if you cancel after one month. So no commitment? More like a commitment of $118 + as many months as you want. No thanks. Every once in a while, though, they waive the fees, and it really is $10/month. So do your research and check if they are running any specials. Also, if you have been a member previously (read: if you have ever paid $10 to them ever in the past), try and sell yourself as a RETURNING member, reinstating your membership. Then they sometimes waive the initiation fee. Of course this is complete and utter bullshit and word-jenga, but it sometimes works. I paid $10 to them 3 years ago when I went to my parents for a week-long Christmas vacation, and therefore, they waived the $69 fee the next time. I’ll take it.

Option Number Two: research and haggling skills. If you learn one thing in this blog post, learn this lesson: absolutely NEVER pay the first prices quoted at any corporate megagym. The first gym where I taught after college was LA Fitness, and it always blew my mind to hear what members were paying. Why? Because it was NEVER the same price! Research is key here; don’t be afraid to ask people what they are paying before you join! It cannot hurt to go into a gym consultation (AFTER USING THE FREE PASS, see below), with some info, so you can say “$50/month?? My friend Linda pays $39.” They can’t dispute that, because it is true! Also, lesson number three as stated above: initiation fees are complete bullshit. Gyms use initiation fees for two purposes, 1. To get more money from people who are afraid to counter it, and 2. So they have something to take away during their “membership drives” without losing any profit. Listen to me here: if you pay a gym initiation fee, you are a sucker. Lesson number four: PRETEND YOU’RE POOR. Or maybe you are poor! If that’s the case, don’t be afraid to say it. They will work with you. Let me reiterate here though, this is for megagyms like LA Fitness and YMCAs. SoulCycle doesn’t give a shit if you’re poor and doesn’t want you there. How will you buy their branded and upcharged lululemon?

Next option: new gyms. This is America, the land of the fat and constantly-dieting. Therefore, there are ALWAYS new gyms popping up. Pretty much any gym offers a bargain or free trial pass to get you in the door. Little do they know, you be going OUT the door in a few days, when the trial pass is over. This is where the lies and charm kick in. When I first moved to New York, I didn’t join a gym for 2 months. I was trying to get a gym to hire me to teach, and I didn’t want to waste money on a membership when I knew I would have to cancel once I started teaching. Let me tell you, I did not miss a single day in the gym. Between New York Sports Club’s week free pass, The YMCA’s multiple guest passes, my friends’ free guest passes to Equinox, free first classes at niche studios throughout Brooklyn and Manhattan, I had very toned legs, and a full wallet.

Most recently in Pennsylvania, my mom had heard about a new Anytime Fitness, where her manicurist is a member. I checked them out online and BAM, free 7 day pass. (They also have a Groupon right now! Do your research, guys.) I was only going to be in Pennsylvania for 5 days, so that was perfect. Only catch here, you had to be local. Well guess what, my mom is local, and we still have the last name! (If emoji bf doesn’t step it up, I may be able to use this fact to my advantage forever.) I filled out the form online, used my mom’s address, then I armed myself with a believable and half-true story, and an inquisitive, “I’m trying to decide which gym to join” face. The first day I tried to go to the gym ready to pretend to listen to a pitch, there was no one there. Anytime Fitness is 24/7 for members, but if you’re on a free pass, the manager has to be there to let you in. Although the door said someone would be there until 2 pm, it was 1 pm and the door was locked. As I stood at the door pondering my options, a guy left the gym and held the door open for me. Don’t mind if I do! I walked right in and had a great 2 hour workout. Lesson here: just loiter in front of the door of a gym. Someone will eventually leave.

The next time I went to Anytime Fitness, the manager was there and he showed me around. The whole thing took under 5 minutes. The lesson here: when they ask you if you have questions, it’s ok to say no. The only real question you have after all, is, “when can I start my workout?” As it turns out, I didn’t have to use my well-spun story of lies at all. I told him I had “just come from New York” (true) and when he asked how I heard about the gym, I told him my mom’s manicurist is a member (also true). He didn’t ask for my ID or anything! I had taken my mom’s license, just in case, but it turned out all I needed was my winning smile. 😉 The manager told me that not only would he knock $30 off the initiation fee (again, always tell them you are poor), but also, he said he would extend my free 7 day pass to be 14 days. Dang! I almost slipped and told him it was too bad I’d only be in town for 5. But I just smiled and nodded. Today is my last day in Philly and I’m a little sad to let my 9 remaining free trial pass days go to waste. I used their cable machines, the TRX, the kettle bells, the Open Stride, and even their virtual studio to take a step class. I would actually recommend this place. After some serious haggling, of course, and definitely without an initiation fee.

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Fitness

Peloton

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Peloton is my new spin-obsession (spin-session?) I have officially been teaching fitness classes for 11 years, and I don’t plan to stop any time soon. What that means is, I am VERYYY picky when it comes to the exercise classes I attend. Why should I pay $32-$40/class when I get PAID to do exactly the same thing? Plus, I have a gym in my building. This is especially true when it comes to Spin classes. You will RARELY see me pay to Spin since I teach 2-3 Spin classes a week, and don’t even get me started on SoulCycle and what a waste of money it is. So why, you may ask, did I drop $100 last week at Peloton, and attend 5 classes in one week in addition to my normal gym routine? Because Peloton is AWESOME. That’s why. Also, because I completed their Summer Fit List challenge and got TEN CLASSES FOR FREE. More on that later. But first, let me tell you about the bike, the concept, and the studio.

Peloton has their own bike, and it is a “cutting-edge” piece of equipment that “combines the very best of fitness and tech.” I stole those words from their website. But I can vouch for them, too. Each bike rides incredibly smoothly (made of carbon and steel), works with Delta-clip spin shoes (they are free to rent with each class), and there is a massive iPad-like screen on each bike to track metrics. The home bikes have huge screens, like a TV (photo below). They sell the bike to people all over the world, and it comes with a hefty price tag ($1,995 plus a $39 per month subscription fee). But then, you get access to unlimited live-streamed OR on-demand classes. When you ride in the studio, they constantly shout out to people who are “at-home riders,” and it adds a sense of larger community. Examples: “Hey Sven in Copenhagen!” “Alex in Moscow, congrats on 100 rides!” “Sarah in LA, Happy Birthday!”

When you ride in class, you have the option to ride as a guest or sign in. The iPad (a much smaller version of the big screen they have on the home-rider bikes) then tracks metrics such as cadence (revolutions per minute), output in watts, and resistance. Also, it tracks your total output in KJ on the leaderboard. The leaderboard shows how you are doing throughout the class, as well as how everyone else is doing throughout the world. My goal is always to be in top 15 during class, but I don’t always succeed. Also, keep in mind that hundreds of riders take the class after it is live, on-demand at home, so my ranking usually drops drastically afterward. I have mentioned before that I’m not so big on competition, but I do love seeing how I compare against myself, and sometimes, I can compare myself to others to give myself an extra push. You can always “hide” the leaderboard from your screen if that’s not your thing. The tracking is eerily accurate, unlike some other bikes. Also, after the class is over, you can log into the site and see all of your stats from past classes and compare your progress. Even my one class from 2015 is still up there. You can also follow your friends, like on twitter, and see their workouts, compare performances etc.

Some people argue that they don’t like Peloton because the instructor teaches to at-home riders more than riders in the studio, and I would say that is true, it’s usually about 70-30 or 60-40 depending on the instructor. It’s a personal preference, but I don’t mind it at all. In fact, I like that the instructor gives you guidance on where your cadence and resistance should be and then lets you get in your own zone with the music. Maybe it’s because I am self-motivated in my workouts, but I don’t need the instructor in my face the whole time. I like the idea of 40% guidance and a slammin’ playlist, and I can challenge myself for the other 60% just by looking at my own stats (or some light competition with my peers on the leaderboard).

Peloton is an international phenomenon, but they only have one studio, and lucky for me, it’s in NYC. And it’s beautiful. They have a clothing showroom in the front, plus a few bikes to try out, then you can check in, receive your free shoe rental (COUGH COUGH SOULCYCLE COULD LEARN HERE), and then you go into this beautiful lounge area. They have couches, a juice/smoothie bar (for purchase), water that is infused with different fruits every day (for free), and a relaxing spot to wait for your class that is not a gross locker room. Oh, also, they livestream the current class (if one if going on) on the TV, so you can see what the at-home riders are seeing. You can even hop on the bike and ride along if you’d like. Pretty cool. The locker rooms are awesome too. They have showers with all of the fancy products, and they have pretty much anything stocked that you may have forgotten, from tampons to deodorant to flip flops.

The classes are amazing, too. They have metrics rides, theme rides, intervals and arms rides, low impact rides, etc. Like any gym, people will have their favorite instructors. So far, my favorite has been Alex, but that may be because it was a Y2K Hip Hip playlist, and any class that begins with Pass the Courvoisier has got my vote. But sometimes you can also be surprised. I went to a class subbed by Christine that was actually a canceled DJ ride, so I didn’t know what I was in for. It turned out it was a pop interval class, with songs by Little Mix and *NSync. I could not have been more pleased. It was also my second-highest overall output ever. So much fun! I highly recommend theme rides if you know the kind of music you’re into. I’ve taken classes by 7 different instructors, but the playlist is still my biggest motivator.

Now on to this challenge I just completed. Every once in a while, Peloton comes up with incentives for people to work out in the studio, and it definitely worked for me. This year, the #SummerFitList consisted of a postcard you needed to get stamped 10 times, for ten different things. If you’re thinking, “wow, 10 classes at $32 a pop is a LOT!” You are right. But they weren’t all classes, and with some strategic planning, I was able to complete the challenge in only 4 days, purchasing 4 rides. The ten things were:

  1. Take a 6 am class
  2. Take a Live DJ Ride
  3. Take 2 classes in 1 day
  4. Post a picture on social media with an instructor, tag @peloton and #SummerFitList
  5. Take an 8:30 pm class
  6. Take a theme ride
  7. Sit in the front row
  8. Take a 60-minute class
  9. Take a 20 minute class
  10. Bring a reusable water bottle to class

Now guys, I am a penny pincher, so I tried to get my money’s worth. First, I went to a 20-minute class and brought a reusable water bottle. The 2:30 pm classes are walk-in only and they are FREE so I got 2 stamps, no cost. Then on one day, I did a 6:30 am class (check) and an 8:30 pm class (check), which happened to be a theme ride (check), and also was 2 classes in one day (check), and I sat in the front row for both (check check) AND then I posted a photo with Alex on my Instagram afterward, with all necessary hashtags (check!). That was 6 stamps in one day, and only paying for 2 classes! I was able to pull off all stamps by only paying for 4 classes. And what did I get??? 10 FREE CLASSES. That’s right, $320 of free classes. Written another way, I paid for 4, and got 14. Not too shabby. Were my legs (and something else) completely sore after? YES. Did I miss out on a lot of sleep? YES. Did I get incredibly sick after? YES. Was it worth it? YES!!!

Good news is, the first class is FREE. BETTER news is, if you want to sign up through THIS LINK and take 3 classes, I can get a free class too. DO IT DO IT! We can take them together!! More Peloton!! I’m serious, check out those exclamation marks. Let’s get fit together 😀 If you take one spin class in NYC, this is the studio I would recommend (after my own classes)! USE MY LINK!

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